Feeling Stuck Because of Your Credit?

Let the Experts Fix Your Credit

See results in as little as 60 days. Track every update through your secure online account backed by our rock-solid satisfaction guarantee.

Full access to all three credit reports and scores

Satisfaction guarantee you can count on

24/7 online tracking watch our progress in real time

Free Credit Evaluation – No Strings Attached

"No catch. No risk. No obligation"

No catch, no risk, no obligation. See your score now and let’s get your credit back on track today!

Why improve your credit?

A Great Life Starts With Great Credit

Credit plays a role in nearly every major financial decision you’ll ever make

Buy your dream home

A mistake on your credit report can cost you the keys to your dream home

Make your dream car a reality

Ready to drive your dream car off the lot? Make sure your credit isn’t the roadblock

Take Charge of Your Financial Future

Every financial dream starts with the same foundation great credit.

Unlock your Path to The Perfect Job

Many great jobs require good credit, so poor credit can hold you back. It’s not fair, but it’s the reality.

Secure the lowest interest rates

Save tens of thousands over the life of your loans by locking in better interest rates

Boost your chances of approval

Better approval odds and great interest rates start with one thing a solid credit score Young woman holding the credit card

Take the First Step

Only 3 Simple Steps to Go

Take control of your credit today and prevent surprises later

Speak With A

Credit Specialist

Enjoy a fast, simple phone consultation so we can confirm our services will truly benefit you

Enroll with

E and R Credit

Ready to start improving your credit? We only need a few minutes, some basic info, and your credit reports from each bureau

Just Leave it

To Us

We handle every step contacting creditors and bureaus so you can focus on living your life

How We Can Support You

We work with the credit bureaus and your creditors to address questionable or inaccurate items that may be holding you back. These may include:

  • Collection accounts

  • Late or missed payments

  • Foreclosures

  • Charge-offs some stuff

  • Bankruptcies

  • Judgments

  • Repossessions

  • Tax or civil liens

TCPA Consent & Privacy. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your account. You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number. Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that we may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future. We may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.